ICICI Prudential Shares Surge 6% After Q4 Profit Skyrockets 122% YoY; Key Points For Investors – News18
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Shares of ICICI Prudential Life Insurance jumped 5.8% to hit an intraday high of Rs 600 on April 17; Key points for investors
ICICI Prudential Life Insurance Shares
ICICI Prudential Share Price: Shares of ICICI Prudential Life Insurance jumped 5.8% to hit an intraday high of Rs 600 on April 17 after the insurer reported a stellar 122% YoY rise in net profit for the March 2025 quarter. Net profit stood at Rs 386 crore, up from Rs 174 crore a year ago, driven primarily by a sharp decline in expenses.
Net premium income for Q4FY25 rose 10.6% YoY to Rs 16,369 crore. Total expenses declined significantly to Rs 15,314 crore from Rs 22,352 crore, aided by a steep fall in actuarial liabilities—down to Rs 80 crore from Rs 7,045 crore.
The company declared a final dividend of Rs 0.85 per share (face value Rs 10), higher than last year’s Rs 0.60. For FY25, net profit rose 40% to Rs 1,189 crore, while the Annual Premium Equivalent (APE) came in at Rs 10,407 crore with a VNB margin of 22.8%.
Assets under management grew to Rs 3.09 lakh crore from Rs 2.94 lakh crore YoY. ICICI Prudential maintained a clean asset book with zero NPAs since inception and posted a healthy solvency ratio of 212.2%, far exceeding the 150% regulatory minimum.
Despite the strong Q4, ICICI Prudential has underperformed over the past year, falling 7.98% and lagging behind the sector by nearly 18%. Over the last three years, it returned 4.83%, trailing the broader benchmarks. According to Trendlyne, the stock has delivered weaker one-year returns than the Nifty50, Sensex, and its sector peers.
The insurer, licensed by IRDAI, offers life, health, and pension insurance products, including optional riders for enhanced coverage across individual and group categories.
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